CCTV News:Nowadays, scanning code payment brings great convenience to our life, but it is also targeted by some lawless elements. This can’t help but make people question, is the QR code fake? The QR code has the same paragraph?

"Friends" borrowed money for emergency scanning and QR code transfer was cheated.
Xiao Wang of Guangdong received a call for help from a friend when he was at work. The friend said that his family was ill in hospital and needed WeChat to pay for the operation. However, his WeChat was not bound with a bank card, so he asked Xiao Wang to transfer 3,500 yuan to him for emergency, and asked Xiao Wang’s bank card number, indicating that he would immediately transfer the borrowed 3,500 yuan to Xiao Wang’s card.

"At that time, the video was his own appearance, but he didn’t speak. Later, he said that the network signal was poor and he hung up, so I didn’t pay much attention to this matter. "
The other party first sent Xiao Wang a bank transfer record, and said that it would arrive in two hours, and the name and card number did show that it was Xiao Wang’s.
At first, Xiao Wang hesitated. He told the other party that the money would be transferred to him after two hours, but his friend said that his cousin needed money for surgery, so Xiao Wang transferred it to him.

The way for a friend to ask Xiao Wang to transfer money is to scan a QR code he sent with his mobile phone and make a small transfer. Once in 500 yuan, Xiao Wang paid four times, totaling 2,000 yuan. When the money was transferred for the fifth time, an unsafe prompt appeared on the screen.
"Later, he re-sent me a QR code and asked me to transfer it again."

Two hours later, Xiao Wang checked the bank card and found that the so-called transferred 3500 yuan had not arrived, and his friend’s voice phone could not get through at this time. It was not until Xiao Wang contacted the other party with his mobile phone that he knew that his friend’s number had already been stolen and he had been cheated.
But what she couldn’t figure out was that the other party did send her a screenshot of the transfer at that time, and when she was video with the other party, what she saw was really a friend himself. How did the liar do this?
Forging bank transfer records experts demonstrate cheaters’ routines
During the whole process, Xiao Wang only saw the other party flash and hung up, and there was no language communication. Security experts said that it is not difficult to synthesize a portrait of the owner of the number when the number is stolen, but the so-called bank transfer document is even simpler. In the operation interface demonstrated by Zhang Le, a network security expert, the bank name, transfer amount and account number can be modified almost at will.

"Some relatively large banks, which can be forged, are also free to choose banks. Finally, fraudsters will also transfer them to the victims through screenshots to gain trust. "
"As for the bank transfer SMS notification, fraudsters can also operate." Zhang Le introduced, "Through pseudo base stations, including some SMS senders, you can automatically edit the number and forge SMS notifications for bank transfers."
Guard against QR code fraud and be alert to these three types of fraud routines.
Scan code fraud is a new fraud mode, and relevant security experts have summarized three common types of scan code fraud.
The first category is financial investment fraud. For example, after a stranger adds friends, he pulls the victim into a group by sharing the QR code. There will be various so-called investment experts in the group, encouraging you to invest in a fake investment website, thus being cheated.
The second category, just like the case of Xiao Wang mentioned above, disguised as a friend after hacking, and was cheated by sending a QR code to let the victim scan the code and transfer money.
Third, after collecting personal mobile phone numbers, criminals let the victims scan the code to visit phishing websites in various ways to verify their qualifications, so as to steal the bank card information and password in the mobile phone, and intercept short messages to transfer the amount in the card.

In addition, a lot of information can’t be seen on the mobile phone, not only scanning the payment code, but also scanning other types of QR codes with caution. For the QR code recommended by strangers, or the QR code of unknown origin, we need to be more vigilant.
Yu Kui, a network security expert, opened a website reported by a user. The screen displayed on the computer is very strange. When it is switched to the mobile phone browsing mode, this page happens to be the e-commerce platform page we usually see on the mobile phone. But this is actually a phishing website.
Yu Kui said: "Like this kind of website, the things you buy and the payment vouchers you receive are often irrelevant to the items you buy. For example, in this case, it is obvious that women’s clothing is purchased, but the description of the goods collected says ‘ Telephone recharge ’ 。”

Experts reminded that information notices, running lists and transfer vouchers of such successful transfers, including Alipay, WeChat and major banks, may be forged by fraudsters with software.
In our daily life, we should not randomly scan the QR code of strangers or click on the links of unknown websites. If you really meet a friend who needs help, when it comes to transfer money, you must also verify the identity of the other party, such as talking on the phone, and then make the transfer operation after careful confirmation. (Text/Dong Shuyun)



















































